Avoid Schemes
Impacts: Mind, Money, Community, Time
“The things that will destroy America are prosperity-at-any-price, safety-first instead of duty-first, the love of soft living, and the get-rich-quick theory of life.” – Theodore Roosevelt
The desire for instant gratification may be our biggest cultural weakness. Americans love it fast, especially when it is money. In fact that may be why we like to gamble and the idea striking it rich. No wonder it’s so easy for us to fall victim to things that offer quick rewards for little effort and why its hurts so much when it’s finally time to pay the piper.
Schemes take on a variety of shapes and sizes. A simple scheme might be something like buy one get one free. In fact that simple phrase is a marketing tool used so commonly we often mistake it for something other than a scheme. But if you widen your definition of scheme to include all things that promise a quick benefit for what seems like little effort, you’ll quickly realize that schemes surround us.
Should all schemes be avoided? You should definitely be on the lookout for them all the time, avoid the gimmick and reap the rewards when it makes sense. For example, should you avoid buying stuff on sale simply because it’s a marketing scheme? No, of it’s something you need then by all means buy it on sale. If the sale is buy one get one free and you don’t need two then pause and carefully consider the purchase.
Get rich schemes are the easiest to spot because they make outlandish claims and promise gigantic rewards. Avoid these at all costs. The only people with any chance of getting rich quick are the people running the scheme.
The most important reason to avoid schemes isn’t the money you loose but the mental distraction they create. They will cause you to loose focus on your real pursuit of happiness and replace it temporarily with an artificial instant gratification high. If you find yourself getting caught up in schemes often you should try asking yourself some tough questions about instant gratification and what really makes you happy.
Take Action
- Watch out for anything that promises quick rewards for little effort.
- Watch your wallet. Schemes are easily spotted because they always ask for money up front.
- Avoid buying lottery tickets.
- Avoid gambling.
- Focus on long term goals and make every step count.
Reduce Storage
Impacts: Mind, Money, Time
If you have a storage unit, garage, or attic filled with stuff you never use choose to lighten your load and get rid of it. At the very least cull through those old things and dump all but the good stuff and then start using it again. No matter where your stuff is stored is it costing you money, time, and a certain level of stress.
Most people hold onto things for sentimental and financial reasons. The memories associated with stuff and the memory of how much you paid for it when it was new somehow justify throwing good money after bad. Fold you cards, this is loosing hand. Once stuff is stored it will begin to degrade and loose value. If the stuff has so much sentimental value it should be in your home. Prioritize and keep only the best stuff.
Stuff ties us down. It’s hard to move and it requires a lot of time to manage. For example, it seems easier to simply leave the stuff piled up and finding the time to deal with it is always difficult. But now imagine your house clean and clutter free. Imagine your work space organized and efficient. Imagine your garage, basement, or attic empty except for a few precious items carefully wrapped and stored. Does that idea make you feel less encumbered or does it make you feel empty?
If stuff makes you feel complete, safe, or successful you might want to do some serious thinking about why. I’m not trying to suggest that there’s some right or wrong way to think about stuff I’m simply suggesting that many people get caught up in accumulating things for reasons they never considered.
In any event when it comes to possessions, less can be more and less is definitely easier to care for, manage, and move. Choosing to reduce storage will save you money, time, and stress.
Take Action
- Visit your stuff in storage more often.
- Remove the most important stuff.
- Remove all the stuff and sell it at a garage sale. At the end of the sale post a free stuff ad on craigslist.org with a photo of the stuff. If your comfortable posting your address and leaving the stuff in your driveway this can make it much easier to get rid of stuff.
- Find local charities that are willing to remove everything from your storage once you’ve collected the stuff you want to save.
- Post an ad in craigslist.org and a photo of the left over stuff in your storage. Be sure to say they must take it all. This will save you time and multiple visits to the storage.
- Stop buying new stuff you don’t need.
Smoke Less
Impacts: Mind, Health, Home, Work, Money, Community, Time
“Giving up smoking is the easiest thing in the world. I know because I’ve done it thousands of times.” – Mark Twain
I don’t think anyone can honestly say that smoking has more benefits than draw backs. When you choose to smoke less you instantly remove several external limiting forces.
Your bank account will instantly have more money in it. Your health with start to improve. The second hand smoke you are not exhaling will also help to improve the health of people around you. I could go on but you get the point.
Like most addictions smoking is hard to kick, but like most addictions, overcoming them tends always seems to give us back something we’ve lost. Any addiction for example, no matter how mild, will always have an affect on the decisions we make. Some are grosely visible to the naked eye, others more subtle. But on our minds they all take a huge toll. Smoking less is simply one of those things that can instantly improve life.
Also notice that I’m not saying quit smoking. Sometimes going cold turkey is the only way we can really change ourselves but I think more often slow change works better in the long term. So the next time you light up think about that cigarette and smoking less. Try choosing to smoke it later. In any case every small step you take that moves you forward is a step worth taking. Don’t get discouraged if you can’t take big steps, just keep taking small ones.
Take Action
- Cut back. If you smoke two packs try one. If you smoke during breaks, try doing something else during breaks like a walk around the block.
- Pick up cigarette butts you see on the street. Don’t forget to wash you hands. Yuck!
- Get professional help.
Move More
Impacts: Mind, Health, Community
“Walking is the best possible exercise. Habituate yourself to walk very fast.” – Thomas Jefferson
I bet some smart mathematician could calculate the number of pounds America has gained as a result of the invention of the remote control. Many of us live sedentary lives. We drive everywhere, we sit on sofas, we sit at desks, we lay in bed. We can have just about everything we want delivered to our homes. Even trips to the mall are becoming passe with the ease and simplicity of shopping online. I’m not complaining, I make good money building my little part of the Internet from my desk, but finding reasons to move more seems to be an even increasing challenge.
The idea is simple, get off your butt and do something, anything. I can be as simple as a daily walk with the dig or a family walk after dinner, but whatever it is make it a routine. Build a habit by making a point to do it everyday. Walk to lunch. Walk to a friend’s house. Find fun nearby places to go. Buy a bike. Pick up a sport. You could even join a club but most people seem to never go anyway so you might be better off just walking the dog.
The more you move the more your health will improve. Our bodies need exercise and most of us seem to be having trouble finding time to move more. By creating creative ways of getting off our butts we will begin to see improvements in our health. After a while you’ll even notice you like it. You’ll also notice initially that its really hard to make it a habit because you’ll be looking for that instant gratification like weight loss. Try not to put that pressure on yourself, just keep going and enjoy it. Remember watched pots do boil they just seem like they take forever to get there. Stop watching your pot, keep it moving.
Take Action
- Walk more. Find good reasons to go for a walk like walking the dog, walking with the kids, walking to nearby stores, parks, schools.
- Make moving a habit. Choose a time everyday that makes sense to get out of the house.
- Bicycles cover more distance faster. If your frequent destinations, stores, parks, school, are too far to walk to, try riding a bike there.
Appreciate More
Impacts: Mind, Health, Home, Work, Community
“Do not overrate what you have received, nor envy others. He who envies others does not obtain peace of mind.” – Buddha
Appreciate what you have and what other people offer. Staying focused on the positive keeps your mind focused on moving forward and helps you to avoid dwelling on things that you either can’t influence or affect.
Appreciating more also helps you slow down and live in the present. This will give your mind a break from the day to day stress it otherwise would be mulling over. So in effect appreciating instantly gives you time to let positive thoughts linger longer making it easier for your to live strategically and stay focused.
Take Action
- Look at the space around you. Spend at least two minutes taking in the things you see. Focus on breathing deep and try not to let your mind wander. Try to notice small details without judgment or purpose. Simply take in the space around you.
- On the next cloudless night go outside after dark and find a safe place to sit. Ideally bring a friend and go someplace dark enough to see the stars. Look up. Try to spend as much time as you can. Even a few minutes of relaxing with a friend under the stars can help you take big steps toward feeling more free.
Make Things
Impacts: Mind, Health, Home
“I put my heart and my soul into my work, and have lost my mind in the process.” – Vincent Van Gogh
The feeling of accomplishment is probably one of the most important pieces of increasing confidence and happiness. There is almost nothing like it. Taking a step back and admiring your own work might on the outside seem a little selfish but it can be one of the more rewarding feelings we can have.
For some people making something might be as abstract as a poem, or watching their child graduate from college. For others it could be literally building a piece of furniture, or growing a lush garden. It almost doesn’t matter if you’ve done it for yourself and it’s something you love doing.
When I was in high school I discovered pottery. In fact I became such a good potter I decided to try to make a living making pots in my twenties. The one thing I learned about myself is that the act of making things itself was the most important part. The physical finished object was only interesting to me for as long as it took for me to decide if it was good or not.
When I started making pots to sell a little bit of that good feeling died because I was making things I hoped other people would buy and I started to focus on only on it’s value to other people. Now in my forties, one of my personal goals is to have time enough again to make pots, but this time I want to do it completely for myself. I don’t want to have to rob myself of the feeling of accomplishment to support myself. I also personally think it’s worth the time spent wedging the clay, at the wheel, and tending the kiln, because it’s what I like to do. It makes me happy.
Making something for yourself is about giving yourself the permission to spend time doing something you like and that gives you the greatest feeling of accomplishment. Don’t put extra requirements on yourself like it has to be a work of art, or that other people have to like it. Just make it for yourself. After all it’s your feeling of accomplishment, not theirs.
Take Action
- Anyone can make stuff. Make something for yourselfwithout the intention of showing it to anyone else.
- Try making gifts instead of buying them.
Build Habits & Rituals
Impacts: Mind, Health, Home, Work, Money, Time
“As a single footstep will not make a path on the earth, so a single thought will not make a pathway in the mind. To make a deep physical path, we walk again and again. To make a deep mental path, we must think over and over the kind of thoughts we wish to dominate our lives.” – Henry David Thoreau
Habits usually just happen. Usually we fall into habits simply because we’re wired naturally to automate. If you take a step back and look at yourself simply as a living organism you might notice that your body pretty much runs itself without much conscious intervention from you. Your heart beats, your eyes blink, you breathe, etc. It even has automated ways to telling you to eat and drink.
If you’re proactive and make an effort to create positive habits, (healthy habits, time saving habits, work habits, etc), you can actually use your natural tendency to automate in positive directions. For example once you’ve been getting up early for a while you tend to automatically get up early. Bad habits form just as easily.
Breaking habits is very hard to do simply because you’re working against your natural tendency. Generations of biology are your obstacle. Try replacing one habit for another instead of trying to break a habit. Smokers are onto this simple concept, and in fact often point to this natural tendency to explain sudden weight gain or other negative side effects after quitting smoking. To stay ahead of the habit curve consciously work to replace bad habits with beneficial habits.
Rituals are one way to create new habits. We tend to think of rituals in a religious context but if your break the idea down you’ll see that a ritual is simply an intentional act or series of actions.
To use ritual to build good habits make a conscious effort to give yourself a series of steps for simple tasks designed around the new habit you want to form. Ideally write the steps down to help you in the beginning. Eventually the list will be obsolete because you’ll quickly memorize the steps and even begin to refine and perfect you actions. In the end the simple ritual you designed will be as natural as a mindless habit.
Habits and rituals are key tools for increasing personal freedom because they help you remove bad stuff from your life and replace it with good stuff. Habits and rituals are not as powerful a tool as belief but nearly.
Take Action
- Learn about the Japanese tea ceremony. It’s a great example of ritualized tea drinking.
- Watch for habits you’ve already created. Begin by asking yourself if that habit is moving you forward of back. In other words notice what you’re doing.
Consume Less
Impacts: Mind, Money, Community, Time
“It is neither wealth nor splendor; but tranquility and occupation which give you happiness” – Thomas Jefferson
This is different from want less. Consume less is more about changing your actual behavior and I’m going to take a slightly different angle on this topic from the majority that suggest that consumerism is a bad idea.
Most people tend to focus on the environmental, economical, and human impacts as the the primary reasons that consuming less makes more sense. In fact I personally agree with those strong arguments but I think there might be stronger argument that could help more people adopt an anti-consumerism point of view.
You see being an active consumer costs a lot of money and for money to be spent it must be earned or borrowed. Earning and borrowing money usually means that more of your time must be spent making money which in turn limits your choices. Compounded on top of that is the simple fact that many people tend to spend up to and beyond their income, no matter their income level. So while keeping up with the Joneses might be status quo and virtually second nature to many of us these days it’s a behavior that also tends to land us in trouble.
For example, imagine yourself right now with absolutely no debt and a small but livable steady source of income that requires little or no effort or time. How would that make you feel? Would you keep your day job? Lets say you decide that you’d rather quit your day job and enjoy your new found free time. What would you do? Would you start a little business? Would you travel? Would you write a book? What would you do?
Now let me ask you a harder question. If you knew for a fact that you could have that life in the next few years, what would it be worth to you? What is that kind of freedom worth to you?
I’ve been asking myself that question for over a year now. I’ve realized that there are literally thousands of ways of generating alternative income streams that don’t involve get rich schemes. They all take time to develop and not all of them work out but with persistance it is absolutely an achievable goal.
If I tried to replace my current income that would be very difficult and take a long time. But If I worked it from both ends by adding a little side income and reducing my spending I’d get their quicker. The more I add and the more I take away the faster I move toward my goal.
Choosing to consume less, like choosing to make more money, is simply a choice and hard work. The hardest thing to overcome is the baggage in our own heads. When many of us were young and didn’t have things we assumed that things would make me happy. As we get older we begin to realize that it’s not the things we aquire but people and time we make for ourselves that makes us truly rich.
Take Action
- Watch The Story of Stuff.
- Buy what you need.
- Buy more value.
- Avoid buying things that don’t help you achieve your goals.
- Look for free stuff online first; you’ll be amazed what people give away. See craigslist.org and freecycle.org.
- Pay with cash or debit and avoid using credit cards.
- As you carry things you’ve bought into your home consider their physical weight. When you take out the trash consider the weight again. Ask yourself if you’re just throwing away the things you buy?
- Avoid packaging. Reward companies that use reusable packaging or little packaging by buying their products. Recyclable packaging is better than non-recyclable but it’s still added to the cost of the product and you paid for it.
Want Less
Impacts: Mind, Health, Home, Work, Money, Community, Time
“The money you have gives you freedom; the money you pursue enslaves you.” – Jean Jacques Rousseau
“The Lord commonly gives riches to foolish people, to whom he gives nothing else.” – Martin Luther
“Every man is rich or poor according to the proportion between his desires and his enjoyments.” – Samuel Johnson
This one is really hard to achieve because we learn to consume at a very early age. Need and want are sometimes inseparable in our minds when it comes to how things make us feel about ourselves. Sometimes the desire for something is so overwhelming we become obsessed by it and we often don’t stop to discover why, we just work blindly to achieve it.
When I was a kid my family went for a day hike one weekend. When we got back my brothers and I noticed a little blue sports car parked next to our van that had not been there before. I asked my older brother what it was and he said it was a Porsche. From that day on I wanted one so bad it hurt. I know that sounds stupid but I had got bitten early by the sports car bug.
As I grew up an obsession grew and on a regular basis I’d browse the car classifieds in the newspaper and in time online, constantly imagining the car I’d buy someday. A few times I scraped together enough money to buy a used Porsche but talked myself into waiting for a better car. Over the years I spent a lot of time thinking and dreaming about the day I’d drive it home.
Finally when I was 38 I bought one. It was used but seemed to be in very good condition. But the day I drove it home it broke down. The dealer paid for the tow and repair so there was little financial damage but the experience sent a powerful wake up call into my head. Sitting on the side of the highway in a dead Porsche waiting for a tow truck helped a bit too. After a few months I sold it.
Looking back I realize that I learned an important lesson and the money I lost almost seemed worth it. Inside me there must have been some unmet need I was certain this car would fulfill. One thing is for sure, my crazy obsession had taken on a life of its own and most definitely distracted me from making progress in other areas. On the bright side at least I learned this important lesson before turning 40. This has given me few more useful years to refocus on the things that really matter. It’s also opened me up to looking at all my consumer desires with a different set of eyes.
I suspect that understanding deeply buried desires is probably the hardest thing for any of us to do. Wanting less or at least understanding why we want so much can unburden us in many ways. In my case I wasted a lot of time, energy, and money on a car that in the end proved to be more dream than car. Had I gotten a grip, and gotten over it sooner, I could have made a lot of progress on other more productive things. Although its arguable that until we learn this lesson the hard way we have to continue living the mistakes. That may be true of a lot of things.
In any event, at least for me, wanting less has become one of the most freeing decisions I’ve made. It continues to be a daily challenge but it pays me back dividends in time with my family and time for the things I like doing.
Exercise
- Make a short list of the things you want most. For this exercise limit this list to tangible things.
- Sort the list from most important to least important.
- Next to each item put an approximate number of years you’ve wanted it as a point of reference.
- Start with the least important things and write down why you want it.
- Move your way up the list.
- The goal is simply to open your eyes. Don’t try to talk yourself out of wanting these things, simply try to understand why you really want them.
- Once you begin to uncover your real unmet needs try fulfilling them in ways that don’t include obtaining things.
Follow Your Nose
Impacts: Mind, Work, Money, Community
“Never look back unless you are planning to go that way.” – Henry David Thoreau
I was first introduced to Joseph Campbell in my teens and like many people the whole concept of following your bliss seems like a good idea. As an idealistic teenager these words really took root and I’ve pretty much lived with that concept floating around my brain ever since.
But since I rarely accept anything at face value, even words so wise, I found myself altering the philosophy to fit my needs. I found a follow my nose philosophy seemed to work better for me. Bliss was often a bit elusive and it seemed more logical to simply follow my nose, (curiosity, interest, ideals), and keep my bliss in sight on the horizon as I took steps in that general direction. This approach just seemed more practical and actionable. I also took comfort in that by following my nose I would eventually be lead to my bliss.
The other side effect of following my nose was that it gave me permission to screw up and even get a little lost from time to time. I don’t think that’s a bad thing since we tend to learn the most from our mistakes and that everything we do in life, good and bad, builds the person we are becoming. To regret your mistakes is like regretting who you’ve become and regretting taking the risk to find your bliss. By trusting your nose and accepting your mistakes you immediately empower yourself to continue moving forward no matter how bad things get.
So far this approach has served me well, taking me through several good and bad jobs and situations but at each step my goals have gotten closer. Looking back I can’t honestly say I regret any step or decision because they have all added up to landing me where I am today. I have made mistakes that I’m terribly sorry I made but I also know that I’m a better person today because of them. This knowledge also gives me the strength to let go and continue forward.
The main reason I’m suggesting that this personal philosophy will increase your personal freedom is because it will always move you closer and closer to your goals. You’ll never feel stagnant; you’ll be constantly looking for the next thing, and open to taking calculated risk. The only big disadvantage I’ve run into is that over time I conditioned myself to expect new challenges to present themselves regularly, which can lead to boredom and disinterest in work. Buy you could also look at this as an advantage since it acts as a catalyst to propel you to the next challenge or find new ways to innovate in your current job.
If you adopt following your nose or following your bliss as a personal philosophy you’ll find yourself becoming more proactive in your career and life. You’ll find yourself begin to move forward and put an end to stagnation. You’ll find yourself more optimistic and happier. Just be prepared to stick it out for the long haul because like most real things in life instant gratification doesn’t happen for anything of real value.
Take Action
- Try to calculate risk better. Make pros and cons lists and really think through decisions before making them.
- Watch the PBS special “Power of Myth” with Bill Moyers and Joseph Campbell.
Exercise
- Goal: Point your nose in the right direction.
- On a piece of paper make a list of things you like doing.
- On a separate sheet of paper brainstorm jobs that let you do that stuff. When brainstorming let yourself be free to write anything down.
- No search for some of these jobs online. Don’t limit your search to your location, you’re just trying to open your eyes to opportunities. Remember you’re looking for a dream job not one you’d be qualified to do today.
- Once you find one look at the qualifications. Start a third list of things these hiring managers are looking for in candidates. Continue to look at more jobs and begin to rank the job qualifications with hash marks. This will give you an idea of the most important things.
- Now look at your list of job qualifications. Point your nose in that direction. This is a list of requirements you can choose to place on yourself. You can also think of them as goals. At the very least they are steps to take on the road toward a job or life you will enjoy.



